Have you ever changed your name? Have you changed your address? Have you changed your job or changed careers? Chances are that you may have lost track of some of your super. You could have hundreds, or even thousands of dollars in a superannuation account that you either didn’t know about, or have forgotten about.
Finding your lost super and bringing it all together saves on fees and makes it easier to manage.
Find your super
Your lost super may be held by your super fund or by the Australian Taxation Office (ATO). It’s easy to find your lost super online through the ATO:
- Go to my.gov.au.
- Log in or create an account.
- Link your myGov account to the ATO.
- Select ‘Super’.
This will allow you to:
- see details of all your super accounts, including any you’ve lost or forgotten about
- find any ATO-held super — this is held on your behalf when your super fund, your employer or the government can’t find an account to deposit your super into
- consolidate your super into a single fund
If you’ve recently opened a new super account, it may take up to six months to appear on myGov.
You can also find lost super using a paper form. See searching for lost super on the ATO website.
Combining your super accounts
Having more than one account means paying more fees. Combining your super into one account will save you money.
You need to know which one of your super funds you will consolidate your super into. See our tips on consolidating your super.
